Wednesday, January 30, 2008

Timeshare FAQ: Should You Invest In A Timeshare?

* What are the advantages of owning a timeshare?

There are many advantages of owning a timeshare. Nevertheless, some people are confused about what timeshares are all about.

Timeshare owners in the USA have reached more than 2 million families. Perhaps, in the past you attended a presentation but didnt get all of your questions about timeshares answered. Almost half the people who attend a timeshare presentation want to buy but never actually do due to lack of information.

The advantages and benefits of owning a timeshare include the following:

- You can plan on a yearly vacation.

- Instead of renting a cramped hotel room, you can have a condo-style accommodation.

- Timeshares guarantee a yearly vacation for the rest of your life.

- You can pay for future vacation at todays prices.

- You get the best accommodations in the most desirable locations.

- You have the option to rent out your timeshare or lend it to family and friends.

- You may also have some flexibility for a great vacation with worldwide exchanges.

- You can even will your ownership of the timeshare to your heirs, which means it does not expire when you do.

- Owning a timeshare means more vacations and lasting vacation memories. Some of the vacations you take through your timeshare may even be tax deductible.

* What are some of the major benefits of buying or renting a timeshare rather than staying in a hotel?

Buying or renting a timeshare actually saves you money because it allows you to fix future vacation costs. A timeshare also allows you to have more amenities and more space. It allows you to have a more comfortable vacation. Why? Buying or renting a timeshare guarantees security, fully furnished rooms, a den, a kitchen with eating and cooking utensils, and most even include a hot tub, sauna, playground, fireplace, golf, tennis, marina, even babysitting and much more. By contrast, staying in a hotel often gives you tiny rooms and limited facilities.

Buying a timeshare also gives you resale equity after 10 to 30 years. It even offers resort choices and exchange possibilities, so it offers a broader choice of where you can go on a vacation.

* Is there a difference between timeshares and vacation ownership?

There are no differences between timeshare and vacation ownership. Most operators feel that the term "timeshare" projects an image in consumers minds of slick men in leisure suits with white belts, so they changed the term "timeshare" to a softer term, "vacation ownership," or in short, "a rose by another name."

* What things should you consider before acquiring or purchasing a timeshare?

Before you purchase a timeshare, you should be aware of the costs of buying an interest in timeshare real estate. It is important that you, as a buyer, review all the documents and understand all of your rights. Here are some other factors that you should ask yourself before purchasing a timeshare:

- When is the seasonal demand for this property?

- What are the financial risks and investment potential?

- What will be the total costs including broker commissions, finance charges, and maintenance?

- Are there exchange programs with other locations or resorts?

- What is the true value of giveaways or other sales incentives?

- Also ask about the State protection and reputation.

Mel Tremaine is editor of http://www.my-timeshare.com, the online guide to Timeshare. He also writes Timeshare FAQ's for http://www.prettygreatanswers.com/articles/TimeshareQuestions/.Aubrette Blog78131
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